Fintor’s Introduction to Membership

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Our History, Commitment & Passion

Fintor’s Introduction to Membership Our History, Commitment & Passion

Education• Advice • SUpport

Our History, Commitment & Passion

Our Evolution

Our history is short, but extensive…

RSM Financial Pty Ltd was founded by Lucas Smithers through the acquisition of RSM Financial Services Pty Ltd, a well-established financial planning practice specialising in insurance advice. Lucas partnered with two lifelong family friends, whose father established the RSM Group. The RSM Group remains a valuable resource for expert advice on general insurance matters.

Lucas Smithers had a vision to transform an insurance advice firm into a comprehensive financial services company. In pursuit of this vision, he created Fintor, aiming to revolutionize and modernize the way Australians access financial guidance.

  • Search Engine Results may still include RSM Financial – don’t be alarmed we are still owned by the same entity and continue to back the advice RSM Financial provided!

The name “Fintor” derives from the fusion of “Financial” and “Mentor.” This choice reflects our strong conviction that our services, offerings, and approach are intentionally crafted to empower us to serve as coaches and mentors, rather than merely advisers.

Fintor’s founding partner, Lucas Smithers, hails from a family deeply rooted in the financial planning industry since 1970. Together, they have accumulated an impressive 107 years of combined experience.

Fintor’s ambition is to uphold this legacy for generations to come and to extend the opportunity to each Fintor team member to create their own legacy under the Fintor banner.

In 2023, Fintor reached significant milestones, highlighted by three team members’ unwavering dedication to becoming partners, eradicating silent ownership. This underscores our strong commitment to empowering client-centric professionals to shape their own future.

Additionally, Fintor continues to evolve, striving to elevate the financial services industry, ultimately enhancing the lives of Australians. We’re proud and humbled to be recognized as finalists and winners in the IFA – Independent Financial Adviser awards, further affirming our mission’s success.

Three Pillars To Success

Our Joint Commitment To Help Each Other Succeed…

Transparency

Guiding You to Grow, Save, and Learn for Financial Success!

  • Fintor is the advisor -At Fintor, the advice is never the result of one adviser, but a team of specialised professionals who collaborate to deliver unique and beneficial strategies and solutions.
  • Efficiency Processed -Our process is streamlined to reduce the time, effort, and resources required to provide professional financial guidance, resulting in cost savings for you.
  • Affordable Benefits -We strive to enhance accessibility, affordability, and the overall benefit of financial coaching and advice.
  • Continuous Development -We are committed to continually evolving and improving our unique learning experience with your valuable input.
  • Understanding Cost -Your investment in Fintor will always be clearly explained and no fee or charges will ever be paid without your pre and prior consent.
  • Open Discussion – Integrity and honesty are our foremost requests.
  • Speed & Action -The prompt provision of information accelerates our procedures.
  • Disclosure is key -The quality of our advice hinges on the diligence and accuracy of the information that you provide.
  • Vetted & Educated -Our advisors all currently meet or exceed the education standards required to continue in our profession by 2026.
  • The Next Evolution – We are driven by a mission to provide industry-leading financial education to as many Australians as possible.
  • Driving Success -We believe that education is the key to long-term financial stability for all Australians and we are committed to expanding our education framework.
  • Coach & Mentor –We are dedicated to teaching the skills that will enable our clients to thrive financially for a lifetime. Our aim is to make Fintor redundant in 95% of the areas you have question for today!
  • Ask questions – No question is silly, stupid or not worth asking. It might just be a question that saves you $$$
  • Walk before you run – It is important to make sure you understand the benefits, negatives, tradeoffs and implications before proceeding with any financial strategy.
  • Learn What’s Possible – Our advice always seeks to continually improve your position and lifestyle. Ask your adviser for strategies they may think appropriate for you in one, two, three or even five years. This way you can start to learn now and fast track your journey.
  • Knowledge is power – Fintor is constantly working on updating and expanding our financial education courses. Acquiring new-found knowledge about financial strategies saves us time and you money!

Education

As the old saying goes, ‘Give a person a fish and you feed them for a day; teach a person to fish and you feed them for a lifetime.’ At Fintor,

Support

Instead of doing nothing and following the path of many of our industry colleagues who now just focus on high-wealth clientele, we thought “screw it”. Let’s do what we do best and solve complex issues and formulate a strategy.

  • Access to help -Fintor is built to provide as many Australians with consistent and meaningful personal and financial support.
  • Redefined Ongoing Service – The current Financial Planning business model hinders our ability to help more Australians due to an ever-increasing compliance burden on advisers. As such, our ongoing service offerings have been changed to remove the red tape and reduce costs.
  • Tech-Based Solutions -Fintor has added subscription-based support offers that can be cancelled at any time and deliver the assistance your require.
  • Education Designed To Save – our education platform is tailored to significantly reduce Fintor’s cost to serve when providing financial advice and these savings are passed onto you!
  • Feedback – Our business, service, offerings and success rely’s on your feedback, whether it is negative or positive we want to know!
  • Google Reviews – It is always great and humbling to see glowing reviews posted for the public to see.
  • The Best Thank you, will help you save! – if you like what our service delivers, please consider referring your friends, family or colleagues.

Happy CLIENTS

A Genuine Passion

There is no doubt the financial industry has lost the trust of many Australians and has faced significant upgrades in regulation and compliance measures. These regulations and compliance standards are warranted and in our belief are needed. The sad part is that almost all licensees and advice practices are now promoting a model that only caters to an adviser helping 80 – 100 wealthy clients. Fintor’s opinion – screw that!

My passion and every person I have hired passion is to encourage, educate and support any Australian, no matter their background, to achieve and reach their ambitions.

Happy CLIENTS

We’re not perfect & you can help!

Our team, Fintor, consisting of just four individuals initially, built the systems, processes, content, and platform you’re about to experience. Surprisingly, we had no prior website-building knowledge before COVID.

Now, our team has grown to seven members and is expanding rapidly. The only area where we sought external assistance was in enhancing the security framework of our site to align with Australian financial services regulations and security standards. The exciting part is that because our team was responsible for 95% of the site’s construction, we have the agility to swiftly adapt, implement improvements, and cater to your suggestions.

Let us know what you don’t like, what requires improvement, and occasionally, it’s also gratifying to hear what we’re doing right!

Our Marketing is you!

More Friends More Savings!

Join us in our growth journey and receive benefits in return. When you refer friends, couples, or companies who become Fintor clients, we’ll refund 10% of your upfront strategic advice fees for each successful referral. Refer 10 friends to our personal coaching services, and if they all become clients, you get a 100% discount on upfront strategic advice fees. We believe in rewarding our clients for helping us grow, not enriching a team of wealthy executives.

*Terms & Conditions Apply

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