Company, Structure, Licenses & Privacy

Fintor’s Introduction to Membership Company, Structure, Licenses & Privacy

Education• Advice • SUpport

Company Structure, Licenses & Privacy

Strategically Designed!

The Fintor group of companies has been strategically designed from the ground up to facilitate a partnership between Education, Financial Planning and Mortgage Broking services allowing for an optimum and holistic client experience.

Regulations & Licenses Are what protect you!

Educating to Enhance, Not Replace, Professional Advice!

Our Financial Planning and Mortgage Broking services are distinct, each governed by separate Licensees. Our dedicated team of highly qualified professionals provides top-level support, education, and advice across both offerings to enhance your financial future.

Financial Planning and Mortgage Broking are intricate, evolving industries with constantly changing legislative demands. Fintor recognizes the vital importance of strict compliance. Hence, we engage separate licensees for each service, ensuring they are represented by industry-leading experts. Despite their distinct nature, our advice often integrates these services for a comprehensive approach.

Fintor’s financial education programs are crafted by our qualified professionals, who are part of the Fintor Group of companies, and are both employed and licensed accordingly. These educational resources are intended for general information and are not intended to substitute personalized financial advice. Our aim with these programs is to empower and inform, with the ultimate objective of simplifying and reducing the cost associated with seeking individualized advice, if it becomes necessary.

A collaboration of expertise!

Our Group of Companies

Provide low-cost access to financial courses and knowledge
Empowers client with knowledge about what is possible.
Contructed by professional advisers
Provides advice fee discounts upon completing courses and the relevant material.

Provides recommendations about what you “should” do or consider to meet your objective.
All advice is presented in a Statement of Advice (SoA).
Any recommendations made that are not contained in an SoA should not be relied upon and are not covered by Fintor’s professional indemnity insurance.

Recommends appropriate lending solutions.
Establishes lending products, such as Home Loans, car finance, business loans and personal loans.
Systematical review your loans to ensure you have the best rate and lending structure.

Regulations & Licenses Are what protect you!

Roles, Responsibility, Licensing & Privacy!

Our team of professionals need to collect personal and sensitive information from you and/or your partner to provide you with customized solutions, recommendations, and advice.

We take your privacy seriously and will protect the confidentiality of the information you share with us in accordance with Australian Financial Services Regulations. We have implemented measures to secure and protect your information to the best of our ability and that of our licensee partner.

Fintor shares your information between the Fintor group of companies for the sole purpose of obtaining the most appropriate financial solutions and products for your individual needs and circumstances.

Should you only wish to share your information with one of the Fintor entities please indicate your preference in the below privacy question OR call Fintor on 1300 Fintor (1300 346 867).

Fintor at no point in time will disclose your information to third-party marketing providers.
Fintor’s own internal systems will regularly keep you informed of beneficial product changes, potential savings and offers that align with your stated objectives and the advice we provide.
If you don’t wish to receive this valuable information from Fintor, simply email Fintor and request this service to be stopped or cancelled.

Fintor Pty Ltd

Financial Advice

Any financial advice recommendations will always be presented in a formalised Statement of Advice (SoA) in line with current legislative requirements.

Fintor Pty Ltd – is the authorised entity within the Fintor Group to provide Financial advice and product recommendations.
Capstone Financial Planning Pty Ltd – is the Australian Financial Service License (AFLS) holder of which Fintor Pty Ltd is a corporate Authorised representative.
Legal information: Fintor Pty Ltd who is a Corporate Authorised Representative (No.1288780) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. Australian Financial Services Licence No. 223135.

Banking & Budgeting Advice
Lending strategy & structure
Estate Planning and Protection Strategies
Insurance Needs & Product Selection
Investment Strategies & Borrowing Recommendations.
Property analysis, portfolio building & ownership recommendations.
Superannuation Strategies, including Self-Managed Super (SMSF)
Retirement Plannings & Transition To Retirement Strategies.
Education Strategies and Investments

Fintor Pty Ltd & the services provided are subject to Capstone FInancial Planning Pty Ltd privacy policy.

Capstone Financial Planning Pty Ltd Privacy policy can be found by accessing the below link:

Privacy Policy

RSM Lending Pty Ltd – trades as Fintor Your lending Specialist
Fintor Your Lending Specialist – is the trading name of the authorised entity in which the group provide lending product recommendations.
Australian Financial Group Ltd – is the Australian Credit License (ACL) holder of which RSM Lending PTY Ltd T/A Fintor Your Lending Specialist is a corporate Authorised representative.
Legal information: Australian Finance Group Ltd AFG, Australian Credit License ACL 389087.

Home Loans
Investment Loans
SMSF Lending
Personal Loans
Asset Finance (Car, truck, Equipment)

RSM Lending Pty Ltd T/A Fintor – Your Lending Specialist & the services provided are subject to Australian Financial Groups Privacy policy.
Australian Financial Group’s (AFG) Privacy policy is customised to the individual. As such, this privacy policy will be discussed and issued at the first appointment you have with a Fintor representative

The general terms of the Australian Financial Group (AFG) privacy policy can be found on Fintor – Your lending Specialists website:

Privacy Policy

RSM Lending Pty Ltd

Mortgage Broking

Any lending product recommendations will always be presented in a formalised Lending Proposal in line with current legislative requirements.

Don’t Wait

Let’s better your lifestyle!

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